Our investment management approach for balanced mandates is the combination of two approaches:
- Our management approach for fixed-income securities, which is clear, well defined and dynamic, and enables us to adapt to changing conditions on the financial markets
- Our management approach for variable-income securities, which is clear, well defined and repeatable over time
To these two approaches we add an asset allocation strategy that combines quantitative analysis, based on a model developed in house and, a qualitative opinion that is the result of meetings of our Asset Allocation Committee.
Since both approaches emphasize effective risk management, the result is balanced investment management in which an analysis and understanding of risk is paramount in investment decisions.